We also offer 0% interest over a fixed term (usually 12, 18 or 24 months) on certain products. This handy option lets you spread the cost evenly over a period of time, and you won’t pay any interest. You can see if an item’s available to buy interest-free online or in-store.
Spread the cost with Flexible Credit
With Flexible Credit, you can buy now and spread the cost with a choice of monthly payments.
Choose the payment terms that suit you, from 12 to 36 months. And because it’s Flexible Credit, you can make additional payments or pay off the balance in full at any time, at no extra cost. 24.9 % APR Representative (variable).
Spread the cost on selected Apple products with interest free credit.
From £41.04 per month
From £47.75 per month
From £39.58 per month
Spread the cost offers (24.9% APR representative variable). T&Cs apply
Pay nothing for 6 months, pay full balance at month 6 at no interest. 24.9% APR Representative (variable)Spread the cost (24.9% APR representative variable)
From £28 per month
Representative example: Credit amount £729.00. Pay 36 monthly payments of £28.00. Total amount payable £1,008.00. Rate of interest 24.9%Spread the cost (24.9% APR representative variable)
From £7.64 per month
Representative example: Credit amount £199.00. Pay 36 monthly payments of £7.64. Total amount payable £275.04. Rate of interest 24.9%
Interest-free credit FAQs
If you want to buy an eligible product on interest-free credit, simply add it to your basket. Then when you get to checkout, choose to pay by ‘Flexible Credit’ and then at the credit calculator, click the interest free credit option.
Terms & Conditions
*Interest Free Credit offers are available on selected products only, and require a YourPlan flexible credit account. With a YourPlan ﬂexible credit account you get a credit limit that you can use for future purchases at 24.9% APR Representative (variable)
**If you pay your full credit balance by your agreed end date, you will pay no interest on your purchase. Should you choose not to make the payment in full before the end of your Buy Now Pay Later period, you may make partial payments towards the amount. Any payments that you may make towards this amount by the end of the Buy Now Pay Later period will not incur any interest. Any balance left to pay after this date, will incur interest from the date of your purchase at 24.9% APR Representative (variable).