Flexible credit that suits you.

24.9% APR representative(variable).

  • How does it work
  • How to apply?
  • FAQ

Application Faq.

How do I apply to pay monthly for a phone?
How much do I need to spend to pay monthly for a phone and accessories?
Do I need to pay a deposit?
What additional proofs may be required?
What happens next when I've been referred?
Why was my application declined?

Payments & Returns Faq.

Why are there different interest rates?
Why was I given a higher interest rate than the one advertised?
Why are 2 direct debit payments being taken from my bank account?
Can I make additional payments on my credit account?
What happens if I miss a payment?
How do I get a refund?

Credit Account & Agreement Faq

How do I set up and access my credit account?
Where can I use my credit account to shop?
How do I change my contact details or address?
Where can I find my Credit Agreement?
How do I exercise my right of withdrawal?

Contacts & Complaints Faq

Who should I contact to discuss details on my credit account, including payments?
Who are Creation Consumer Finance?
How do I make a complaint about my credit agreement?
How will my complaint be handled?