Payment options

In this section

Making payments online

Back to top

We make every effort to ensure our transaction process is safe and that your personal information is secure. Payment can be made from the following credit or debit cards:

  • MasterCard
  • Visa (Debit and Credit cards)
  • American Express
  • Maestro

We accept UK registered cards only. If you’d prefer to pay in person, you can use our Reserve & Collect service and then pay in store when you collect your goods.

 

When we take payment for your order

Back to top

We request authorisation for payment as soon as you submit your card details. This includes advance orders for large appliances available for delivery by a specified date.

 

How to reduce the risk of authorisation being refused by your card issuer

Back to top
  • Double check all details entered
  • After entering the expiry date, please click out of the box
  • When pre-ordering items, please ensure the expiry date of your card is after the expected release date for your item
  • Ensure your card is registered to the billing address
  • Enrol your card in an authentication scheme (Verified by Visa or Mastercard Secure) to assist with the speedy processing of your order
  • If you place a high-value order we suggest you advise the bank beforehand
  • If your bank calls you to do a security check, please call us to let us know and we will retry for authorisation
 

Spread the cost with our payment plans

Back to top

(available in store only)

In our stores, we offer a number of options which let you spread the cost of your purchase today and you can apply as long as you:

  • Are between the age of 18 and 80
  • Have been a UK resident for 3 years
  • Are able to supply a fixed landline telephone number
  • Are in employment, retired, a house person or in receipt of a disability allowance
  • Have a debit or credit card

Pay in Parts

We offer 2 payment periods to suit you, 24 and 36 months. Pay a minimum 10% deposit in store and your first payment won’t be due until a month after the purchase date. Available on all purchases £250 and over.

Representative example table
Cash price Deposit Total amount of credit 24 monthly repayments Total amount payable 36 monthly repayments Total amount payable APR Representative
£250 £25 £225 £11.26 £295.24 £8.16 £318.76 19.9% APR
£300 £30 £270 £13.51 £354.24 £9.80 £382.80
£500 £50 £450 £22.52 £590.48 £16.33 £637.88
£700 £70 £630 £31.53 £826.72 £22.86 £892.96
£1,000 £100 £900 £45.05 £1,181.20 £32.66 £1,275.76
£1,250 £125 £1,125 £56.32 £1,476.68 £40.83 £1,594.88
£1,500 £150 £1,350 £67.58 £1,771.92 £49.00 £1,914.00
£2,000 £200 £1,800 £90.11 £2,362.64 £65.34 £2,552.24
£2,500 £250 £2,250 £112.64 £2,953.36 £81.68 £3,190.48

Buy Now, Pay Later

  • From time to time we will offer Buy Now, Pay Later options, allowing you to have the items you want today and start paying for them either 6 or 9 months later (the length of the promotion period will be advertised in store). At the end of the period you can choose to either pay the balance in full, with a settlement fee of just £25, and there will be no interest to pay or spread the cost over 36 months.
  • Below is an example of how Buy Now Pay 6 months Later would work:
  • Representative Example: Cash Price £500, minimum 10% deposit of £50.00. 6 months after purchase date pay £475 (the outstanding balance, plus £25 settlement fee) or spread the cost over 36 monthly repayments of £19.32. Total amount payable (including deposit) £745.52. 24.9% APR Representative.
  • Please see in store for the latest Buy Now Pay Later offers
 

Infinity - Technology for life

 

  • Keep up to date with the latest technology with Infinity our unique and exciting offer, allowing you two years fully supported and protected computing, plus upgrade your computer every two years and we’ll give you back 25% of the value of the original computer.
For more details please visit www.currys.co.uk/infinity