See your estimated credit limit with no impact to your credit score.


Spread the cost 29.9% APR Representative (Variable)

Credit is subject to status. Minimum spend applies. Exclusions apply. Missed or late payments may incur additional fees including interest charges and have a negative impact on your credit file and ability to obtain credit in the future. Currys Group Limited is a credit broker and not a lender, introducing the Your Plan credit account under exclusive arrangements with the lender Creation Consumer Finance Ltd. Authorised and regulated by the Financial Conduct Authority.

1. Buy Now Pay Later offers are available on selected products only, with terms of 6, 9 and 12 months available depending on the product/s selected. If you pay your full credit balance by your agreed end date, you will pay no interest on your purchase. Should you choose not to make the payment in full before the end of your Buy Now Pay Later period, you may make partial payments towards the amount. Any payments that you may make towards this amount by the end of the Buy Now Pay Later period will not incur any interest. Any balance left to pay after this date, will incur interest from the date of your purchase at 29.9% APR Representative (variable). Buy now pay later offers are available on selected products only. Different offers may be available in store vs online. Currys Group Limited acts as a credit broker and not a lender. Exclusions apply.

2. Interest Free Credit offers require a Your Plan flexible credit account. With Your Plan flexible credit you get a credit limit that you can use for future purchases at 29.9% APR representative (variable). Interest Free credit offers are available on selected products only. Different offers may be available in store vs online. Currys Group Limited acts as a credit broker and not a lender. Exclusions apply.

3. 48 Months Promotional Credit offers require a Your Plan flexible credit account. With Your Plan flexible credit you get a credit limit that you can use for future purchases at 29.9% APR representative (variable). 48 Months Promotional Credit offers are available on selected products only. Different offers may be available in store vs online. Currys Group Limited acts as a credit broker and not a lender. Exclusions apply.

Apply online at checkout

  • Place your chosen products into the basket.

  • At checkout select home delivery or collection from one of our stores.

  • Using our credit calculator, select your credit term (or available offer).

  • Complete the application form.

Start shopping
Woman using laptop

Apply online now, shop later

If you’re not sure what you want to buy, but you’d like the security of knowing your credit limit before you shop, you can apply online in advance.
Once you’ve been accepted, we’ll tell you your credit limit, which you can use to shop either instore or online.

Apply now
Woman using mobile phone

Apply instore

  • Take your products to one of our colleagues.

  • Tell them you’d like to spread the cost with Flexible Credit and that you don’t have an account with us already.

  • They’ll talk you through all the options and any available promotional offer so you can choose the right term using our credit calculator.

  • Complete your application.

Find your nearest store
Currys colleague

Am I eligible?

What will happen when I apply?

If you’ve applied at checkout and have been approved, your order will be processed and you’ll receive confirmation. If you have applied for an account, you don’t have to use your credit straight away. Once you have been approved, your credit will be waiting for you to use in your account when you are ready to make a purchase.

Welcome back

Welcome back! As an existing customer, you can reuse your account whenever you want to buy something from Currys.

As long as there’s credit on your account, you can use it to buy any tech (excludes downloads and pay monthly Repair & Support plans).

You can also login via the Creation Finance App
Download via App Store or Google Pay

Login to your credit account
Woman sitting on stool using tablet
Buying using Flexible Credit
Your credit account
Buy Now Pay Later
Interest Free Credit
48 Months Promotional Credit
Credit provider

    * Representative example

  • 29.9% APR
    Representative (variable)
  • 29.9%
    interest rate (variable)
  • £1,200
    Assumed Credit Limit

Credit and APR subject to status and determined by the lender. 18+. Requires a Your Plan running credit account. Promotional interest rates may be offered on selected products from time to time. Minimum spend & exclusions apply. Missed payments may incur late fees/charges and impact your credit file. Currys Group Limited is a credit broker under exclusive arrangements with the lender Creation Consumer Finance Ltd. Authorised & regulated by the Financial Conduct Authority.

Buy Now Pay Later (BNPL): Pay full balance by the end of the BNPL promotion period to avoid interest. Any balance left to pay at the end of your BNPL promotion period will incur interest from the date of your purchase.