Spread the cost 24.9% APR Representative (Variable)
Credit available on purchases from £99. Exclusions apply. Credit subject to status. Currys Group Ltd acts as a credit broker and not as a lender. Credit is provided by Creation Consumer Finance Ltd. Both Currys Group Ltd and Creation Consumer Finance Ltd are authorised and regulated by the Financial Conduct Authority.- Why spread the cost?
- How to apply
- Your credit account
- Latest offers
- FAQs
Why spread the cost?
From flexible payment terms to the flexibility of managing your credit account online, there are lots of great benefits when you choose to spread the cost. At present we are not able to offer credit on items on collection and order & collect purchases. Please select delivery at the checkout for flexible credit options available.
Flexible payment terms
Choose the term that suits your monthly budget, from 12 to 36 months
Pay off your balance anytime
You can choose to make additional payments or pay off your balance 24/7 at no extra cost
Use your account again and again
Once you’ve opened your account, you can use it again to buy the tech you want (minimum spend of £99)
Manage your account online
View your statements and make payments using our Online Management Portal
Promotional credit offers
Special offers including buy now, pay later and interest free credit
How does it work?
Simply apply for a Your Plan credit account in-store or online today then buy the tech you want. You can view and manage your account online 24/7. And you can use it to buy more tech in future.
What are the benefits?
Why Spread the Cost FAQs
How much do I need to spend to pay using Flexible Credit?
You can use credit on any order with a value of £99 and over.
Do I need to pay a deposit?
When you spread the cost online, there is a no deposit option.
Are there certain items or services that can't be paid for on credit?
Yes, some things can’t be paid for on credit. These include items on our website marked ‘ONLINE ONLY’, software downloads, pay monthly Care & Repair plans, collections and order & collect purchases.
Gift cards can not be used towards flexible credit purchases when you purchase online