Spread the cost 24.9% APR Representative (Variable)Credit available on purchases from £99. Exclusions apply. Credit subject to status. Currys Group Ltd acts as a credit broker and not as a lender. Credit is provided by Creation Consumer Finance Ltd. Both Currys Group Ltd and Creation Consumer Finance Ltd are authorised and regulated by the Financial Conduct Authority.
- Why spread the cost?
- How to apply
- Your credit account
- Latest offers
Check out these amazing offers available when you spread the cost
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That’s right, you can buy now and pay 6 months later on all of these amazing products…
Buy now, pay 9 months later
Pay in three
How does 'buy now, pay later' work?
We sometimes have a ‘buy now and pay later’ option on certain products. It’s a great way of getting the tech you want today.
With Buy Now Pay Later, you can defer your repayment for the specified Buy Now Pay Later period. You will still be asked to select a repayment term of between 12 and 36 months at point of sale. If you choose to pay the full credit amount by the end of your Buy Now Pay Later period, you will pay no interest on your purchase. Should you choose not to pay the full credit amount by the end of your Buy Now pay Later period, any outstanding balance left to pay will be added to your standard Your Plan account balance and incur interest from the date of purchase at 24.9% APR representative (variable). This will then be charged in accordance to the repayment term you selected at point of sale.
Two months before your Buy Now Pay Later period ends you’ll receive a reminder letter or email, reminding you of your repayment options.
Please note it takes a minimum of five working days for us to process payments, and that all payments must be processed by us before your Buy Now Pay Later period ends to ensure you don’t pay interest on that payment.
Buy Now Pay Later is not available online on mobile phones or SIM cards. Different offers may be available in store. Alternative payment options may be available on some products. Please refer to Currys.co.uk or visit us instore for further details
*Credit not available on collection or order & collect purchase. Please select delivery at the checkout for credit options.